By John Spangler Associate Editor, Volume 23 Production Editor, Volume 24 Detroit remains the most segregated metropolitan areas in the United States.[1]  This is in part thanks to historical practices such as “redlining” where majority African-American neighborhoods were deemed “too risky” for mortgage lending.[2]  Though overt discrimination in housing has been outlawed[3], the systems created […]

By Asma Husain Associate Editor, Vol. 22 In 2012, Wells Fargo entered into a $175 million settlement after being accused of pursuing discriminatory lending practices. Specifically, the bank and its subsidiaries were accused of charging African Americans and Latinos higher rates and fees on mortgages than their White counterparts. Despite the massive figure of the settlement, […]